| Company |
 |
| Products |
 |
|
 |
 |
 |
 |
 |
 |
Credit
Alerts
and
Monitoring
|
Detection - credit
monitoring, fraud monitoring, internet security
|
Prevention – sets,
renews fraud alerts, fraud monitoring
|
Prevention - sets
and renews fraud alerts
|
Detection - 3-bureau
credit monitoring, fraud monitor, internet security
|
Detection - monitors
public records databases for misuse of personal information
|
Detection - 3 bureau
credit monitoring
|
Credit
Reports |
Credit reports and
scores from all 3 bureaus
|
1 3-bureau credit
report each year
|
1 3-bureau credit
report each year
|
Credit reports and
scores from all 3 bureaus
|
No
|
Free Experian credit
report and score at sign up
|
Fraud
Monitoring
Types |
Credit cards, public
records, social security, bank accounts,
Mortgage loans,
medical record protection, driver's license, address change, vehicle
registration, criminal/court records, utilities and more
|
Credit cards, public
records, social security, bank accounts, medical records
|
Credit card, social
security, driver's license, address change
|
Credit cards, Public
records, social security, applications (cell phones, loans, etc), internet
security
|
Social security,
driver's license, vehicle registration, criminal/court records, utilities and
more
|
No
|
Fraud
Resolution
Or
Recovery |
Yes
|
No
|
Yes
|
No
|
Yes
For a $99.00
or more fee they will also track down the issue
|
Yes for a fee
|
Disputes/Credit
Card Protection |
Yes with Gold, Premier or Business Platinum Memberships
|
Yes for a 44.95 fee
|
Yes
|
Yes
|
Yes
|
No
|
Secure
Database
Protection/
Internet
Security
|
Yes
|
Yes, Software Suite available for a price
|
Yes for a $49.95 Software Suite Upgrade
|
Yes
For a $99.00
or more fee they will also track down the issue
|
No
|
No
|
Mail List Removal
|
Coming Soon! |
Pre-approved credit
and general junk mail |
No |
No |
No |
No |
ID Theft
Insurance
or
Guarantee |
$25,000 Per Incident
Individual and
Family Insurance;
Premier Membership
|
$1,000,000
|
$20,000
Insurance
|
No
|
Yes
|
100% guarantee; no
deductibles or limits
|
Business
Merchant Services
Protection |
Prevention - sets
and renews fraud alerts
|
No
|
No
|
No
|
No
|
No
|
Lists of
PCISS
Approved
Merchants |
Detection - 3 bureau
credit monitoring
|
No
|
No
|
Yes for a fee
|
Yes
|
No
|
Online
Secure Accounting
Module
|
Yes
|
No
|
No
|
No
|
No
|
No
|
Price
|
$10.00/Gold
and $20.00 for the Premier Membership, Good for two adults and unlimited
children including college age
|
$8.50/mo or $84/yr individual; $16.99/mo or
$161.49/yr family
|
$9.00/mo
or $99.00/yr on internet special or $12.95/mo regular price
|
$14.99/mo.
|
$19.95/mo;
15 days free with $1.95 verification charge
|
$9.95/mo
1 bureau credit monitoring; $12.95/mo with 3 bureau
|
Free
Trial
|
3 – Day review for the Franchise
Membership
|
30-days
|
30-days
|
No
|
None
|
None
|
